Personal Finance Wouldn’t it be nice if there were a magic formula or simple trick that allowed you to never have to worry about money or manage your finances again? While that may not be realistic, there are some simple things you can do right now to improve your money situation. ✪ ✪ ✪ ✪ ✪ Hidden Content: **Hidden Content: Content of this hidden block can only be seen by members of (usergroups: V.I.P Downloader).** Theo LTTK Education