1. What is CRR? A. Cash Reserve Ratio B. Current Ratio Rate C. Review Report D. Credit Rating Record E. None of these Answer: A. Cash Reserve Ratio: Tỷ lệ dự trữ tiền mặt 2. Interest rates being charged by Banks in India has downtrend in recent year. A. Falling B. Rising C. Stable D. Volatile E. None of these Answer: A. Falling (Giảm) Downtrend /ˈdaʊntrend/: a situation in which business activity or performance decreases or becomes worse over a period of time (xu thế/ chiều hướng giảm sút) 3. The first development financial institution in India that has got merged with a bank is A. IDBI B. ICICI C. IDFC D. UTI E. None of these Answer: B. ICICI - Industrial Credit and Investment Corporation of India 4. Who is the chairman of Pension Fund Committee? A. S.A. Dave B. A.N. Joshi C. C. Ramarajan D. C.N. Bhattacharya E. None of these Answer: A. S.A. Dave 5. Which of the following NBFC converted itself into a commercial Bank? A. Tata Finance B. Reliance Capital Trust C. Birla Mutual D. Kotak Mahindra E. None of these Answer: D. Kotak Mahindra NBFC: Non-Banking Financial Companies (Công ty tài chính phi ngân hàng (NBFCs) là tổ chức tài chính cung cấp dịch vụ ngân hàng khác nhau nhưng không có giấy phép ngân hàng). 6. Which is the current revision & year of UCPDC? A. UCPDC 600, 2007 B. UCPDC 500, 1993 C. UCODC 400, 1993 D. UCPDC 300, 1973 E. None of these Answer: The UCP 600 (“Uniform Customs & Practice for Documentary Credits”) is the official publication which is issued by the International Chamber of Commerce (ICC). UCP 600 (Thông lệ & thực tiễn thống nhất cho tài liệu tín dụng) là ấn phẩm chính thức được phát hành bởi Phòng thương mại quốc tế (ICC). 7. The rate of which discounting the bills of first class banks is done by RBI is called A. Bank Rate B. Prime Lending Rate C. Loan Rate D. Discounting Rate Answer: A. Bank Rate 8. Banking ombudsman has been constituted under which act? A. Banking Regulation Act B. RBI Act C. SBI Act D. COPRA Answer: A. Banking Regulation Act Ombudsman /ˈɑːmbʌdzmən/: an official whose job is to examine and report on complaints made by ordinary people about companies, the government or public authorities (viên thanh tra (những việc làm của cơ quan nhà nước vi phạm đến quyền lợi của cá nhân)) Constitute /ˈkɑːnstɪtuːt/: to be considered to be something (chỉ định) 9. Which finance company has been given banking licence by RBI recently? A. Kotak Mahindra B. Ashok Leyland & Finance C. TVS Finance D. Tata Finance E. None of these Answer: A. Kotak Mahindra 10. Gilt edged securities refer to A. Government Securities B. Securities issued by municipal corporations C. Securities issued by first class companies D. None of these Answer: C. Securities issued by first class companies Theo LTTK Education tổng hợp
